We have JH LTC and recently I was… We have JH LTC and recently I was diagnosed with stage four lung cancer. The Oncologist have said not to have anyone come into our house since with my diagnosis if I were to have Covid 19 it would be a death sentence. I qualify for benefits as well as waiver of premium, we have our daughter move back home to help and we requested JH to honor the waiver of premium and we are requesting NO MONETARY BENEFITS. They refused unless we accept having strangers come into house. One would think they would honor this request knowing how dangerous this virus is along with a letter from our doctor.

I am very thankful that our most… I am very thankful that our most favored Life Insurance Company has begun FEx coverage for Customers. My husband {Spouse} took out a Life Policy in 1964, while serving in the US Navy, in Sanford, FL> A gracious gentleman from an Orlando office came to the Air Base, (closed many years ago), and he [Guerry C] still has the Policy and is quite proud of it. Therefore, I am now "joined" with him, and feel very much secure. Grateful, Liz T McComas

Rewards are awesome I have the vitality life insurance plan. I love it, and it’s nice to get rewards for being active. I have an Apple Watch through this plan and I haven’t had to pay anything on it because of exercise goals I meet. Definitely would recommend

I love my insurance BUT... I love my insurance and I particularly love the vitality program! I have enjoyed every minute of “paying for my Apple Watch” through working out and through getting healthier! I’ve run wayyyyy more in my year of having vitality. But I will say I’m a little concerned that I did not receive any cash back like I was told I would for reaching the platinum level in my first year. I’ve sent several emails to try figure out if it was a mistake and I get no response. If that had gone as planned I would have easily 5 starred this review but now I’m doubting I will get what was promised when I signed up for my life insurance.

Life insurance with Rewards I've owned a few life insurance policies, but I've never had one with benefits like the Vitality program. It's been a great deal and lots more fun to get rewards rather than only getting bills in the mail from my life insurance. It also gives me an incentive to take walks, exercise every once in a while, and wear my apple watch to record activity.Life insurance with Rewards