Website doesn't seem to work and in… Website doesn't seem to work and in general they are not responsive. Applied for something through their website and it said I'd heard back in 24-48 hours but never heard back ever. Emailed them to follow up and never heard back either. I'm sure they're busy but it would be good if their website worked and if they had customer service.

Second loan w/ Happy Money and Love it This is my second loan with Happy Money and I have loved the experience both times. They make the process easy, they have competitive rate and best of all they don't pressure you or seem as pushy as other loan companies.

The best! I can’t say enough positive things about Happy Monday/Payoff. I’m on my second loan with them and both have been super easy processes from start to finish. Not to mention their customer service is quite possibly the best I’ve ever experienced! I’ve referred multiple friends and will continue to recommend them.

Happy Money is AWESOME but.... Happy Money is AWESOME. They are fast, proficient, and very easy to apply. My only downside is not been able to pay more than the minimum without calling. Other than that it is a great way to payoff debt timely and efficiently without worrying about late fees or high interest.

Went for a Loan they sent me paperwork… Went for a Loan they sent me paperwork to sign, said that I had to pay£249 to cover insurance and paperwork, which I did did not receive loan or get my money back it's a TOTAL SCAM BE AWARE OF THIS SETUP they trade under H M F someone called Liam Starr(fraudster). They never answer phone now have reported them, waiting for the outcome. DON'T USE THESE PEOPLE BE AWARE!!