Easiest Loan to Understand This was the most easiest loan to get possible. It fit my financial lifestyle to pay it back on a conservative payment plan and I didn't feel like I was living paycheck to paycheck to get it paid off. I had some wiggle room to make extra payments if I wanted to. There is always a quick response on emails as well as phone calls. Plus everyone I have talked to is simply amazing, friendly, patient and does not rush you on the phone.

This company literally saved me from… This company literally saved me from going homeless after I had fallen deeply into debt but when everyone else said NO, they said YES. I’m forever grateful for what they did for my credit card debt and credit score.

The best! I can’t say enough positive things about Happy Monday/Payoff. I’m on my second loan with them and both have been super easy processes from start to finish. Not to mention their customer service is quite possibly the best I’ve ever experienced! I’ve referred multiple friends and will continue to recommend them.

This so called happy money should not… This so called happy money should not be on trustpoliot there take all you documents and I had signed there argument. And there said that the money will be in my account within 2 hours its been week now and when you try to call them there dont respond to your call. I had my doubts about this company. Read all the comments I am beging to think there are notting but scammer. Dont trust them keep away from happy money know as hm

They kind of saved my finances They kind of saved my finances! I was paying 25% interest with discover and even with paying more than minimum it wasn’t making a dent. By consolidating my debt I was able to get a lower payment and rate and finally get some breathing room.