Happy Money May Make me Happy in future. Happy Money is a big company. I wish I had been approved in a short time, due to incomplete documents and due to my emergency I got approved from different agency, My hope if I can apply in future Thanks for all team best wishes Ali Nour

Needed to Tackle Credit Card Debt, Payoff Stepped Up! I was unable to get a loan to handle my credit card debt anywhere else, but Payoff did it no problem. I couldn’t be happier with the customer service, ease of application, and hassle free account management. I now can see a light at the end of the tunnel with every payment I make. I highly, highly recommend Payoff loans.

Second loan w/ Happy Money and Love it This is my second loan with Happy Money and I have loved the experience both times. They make the process easy, they have competitive rate and best of all they don't pressure you or seem as pushy as other loan companies.

I do not like the payment system I do not like the payment system. When making your monthly payment, you are unable to make any additional principal payment(s) towards your loan online. Your only option is to make the normal monthly payment, nothing more. Additionally, if you would like to pay more towards your loan or make another payment during the month/separately you must mail in those said payments. That shows me they are making it more difficult for you to paydown your loan quicker....leading to more interest they can collect.

I have been trying to make a loan for a… I have been trying to make a loan for a very long time after my divorce but none of these lenders would trust me because of my credit score, but with Happy Money, my credit score did not even matters and the fact they trusted me that really matters. So I set up my payment automatically so I won’t miss any payments. Though the interest is high and I don’t like how I can’t pay the loan bi-monthly to make it lower payments every paycheck, still I would choose this loan company than others.