Bait & Switch I was quoted a price and agreed to sign up with People's Trust only to have my premium raised almost immediately after becoming a customer. All kinds of BS reasons were given including one that said my home had an unknown pitch.. What? The home was built in 20o1 and insured by other insurance companies with no issues. Essentially People's Trust wanted to charge me more for my home with a new roof then predecessors did with nearly a 20yr old roof, now how absurd is that?

I recently paid off my mortgage and… I recently paid off my mortgage and decided to shop around for homeowners insurance. I found People's Choice and looked no further. They were extremely helpful, courteous and professional. Plus they offered me excellent coverage for a very reasonable price.

Please see Sun-Sentinal articles before you sign with this company Please google "sun-sentinel Peoples Trust Insurance " and read the 2 articles about them incentivizing their contractors to cut corners on repairs as well as suing their policyholders. They have treated my elderly mother with complete disregard and disrespect which compelled me to post this. Hope this saves someone unnecessary stress and money.

Saved me over $1k from my current… Saved me over $1k from my current policy, def pays to shop each year, however they were not as aggressive on my policy for my investment home. So I assume they prefer owner occupied policy underwriting, but none the less, happy for the savings for my primary residence.

Nothing terrible happened—actually the… Nothing terrible happened—actually the exact opposite. I paid what I thought was a fair amount for my homeowners' insurance earlier this year. What I didn't know was that P.T. had approximated my discounts, which is normal, before all the reports were done, like wind mitigation. When the actual wind mitigation report came through, P.T. lowered my insurance cost by $1300.00. They sent me a refund check, which was a Godsend during this pandemic. (To be upfront, I had a new roof installed 14 months before I went with P.T. My old insurance company did nothing.