THIS IS THE WORST Company they lied to… THIS IS THE WORST Company they lied to me about my paynent. THEY TOOK ANOTHER PAYMENT IN THE SAME MONTH I WAS LIED TOO. DON't let them have your account information when makng a paymen call go on line write check please don't let these people have your account information they can not be trusted. THEY LIED TOO ME TRUSTWOTHTY THEY NOT

Was given a list of "in-network"… Was given a list of "in-network" providers filtering specifically for periodontists. The list I obtained from the provider search on their site is GARBAGE. On almost every call I placed, I was told the provider listed isn't at the practice anymore, that they do not have a periodontist, that they were not in network despite being on the list, but most often these providers don't even answer the phone or respond to voice messages. Called customer service and to be fair the agent made an effort to assist but there was nothing she could do but submit a complaint. TERRIBLE. AWFUL. SHAMEFUL.

Mutual of Omaha paid out on my husbands… Mutual of Omaha paid out on my husbands cancer policy within 48 hours of documents being submitted. He only had this policy for a year and a half. Very good experience and highly recommend their critical care/cancer coverage policies. They came through when we needed them the most.

Company denied that I was an insured Company denied that I was an insured! Very limited network of dentists which really doesn't matter because they don't pay many claims!

They intentionally do not cover modern dentistry They only approve base metal crowns after a root canal despite knowing that this is rarely done and looked upon as an old method. Many dentists will not even do these. This leaves the patient to pay for the "upgrade" to ceramic crowns themselves. This would be like a medical insurance only paying for some old fashioned surgery as a loophole to save themselves money and not cover their patients. This is downright unethical to intentionally only cover an old method. Would avoid budget companies like them when choosing dental insurance for your company or self. Update: they contacted me and confirmed that they only cover the cheaper outdated metal crowns. Avoid this company if you have a choice.