Great company that makes it easy. I love the company. No minimum. No hidden fees. No complicated contract that forcefully binds you to them when you want to leave and no termination fee. I love this part because the last factoring company I was with tried to charge me $2500 because I didn't give them 30-day notice of cancellation so I ended up staying with them another year. Low rate for non-recourse even if you just have one truck. Most of the time you get your money the same day or always on the next day, depending if they can get ahold of your broker to clear the paperwork.

Poor service It’s almost 48 hours but I didn’t receive my money . I don’t have trust to this company at all

This is by far THE BEST factoring… This is by far THE BEST factoring company out there !! Stephen and his crew went above and beyond to help us with the difficult situation we had with our previous company ! The customer service, support, and professionalism from each of them was TOP NOTCH !!! We will be hanging out with this crew untill we retire !!!

Fantastic service! Just a shout out to Sophie Rusu who handles my account...Sophie always answers her phone live when available which allows me to handle any issues or questions fast and efficiently. She's such a pleasure to speak with and always positive and doesn't rush me. I wish I had team members like her in my business! Thanks Instapay for finding Sophie and making our businesses smooth!

Poor Experience with Insta Pay When I first heard about Insta Pay I was very excited as the company seemed to offer competitive benefits and lower fees than similar competitors. Unfortunately I was extremely let down with their services. I have had account setup issues since last month and have had very little luck getting a response or in contact with anyone in the company for further assistance. I actively try to call the number on the website, send emails to support, and even attempt to use their chat function their website but get no response every time. Whenever I get in contact with someone they direct me to call or email a different address which I get no response from. Very frustrating. This is very disappointing as their business model seems appealing on paper but without any support when something goes wrong, it defeats the purpose. Hoping Insta Pay can eventually help resolve my issues so I can change my outlook on this company but as of right now I can only give them 1 star due to the communication and complications I have encountered so far.