It really does work but there's no customer service for help I appreciate the ease of setting up both the credit builder account and the credit card, it really did help. And normally things run smoothly. But when something does go wrong it is incredibly difficult to get help, no one answers messenger, no one is available on chat, no emsil, and forget getting a human on the phone.

I'm earning my life back with SELF!!! There was no hope for me before I found SELF. I feel so excited abiut my credit future for the first time in my life and I now feel I have earned opportunities that I would not have elsewise have. Thank you Self for helping me get my life back!

Up hill credit with a peace of mind. I went from a low 4/500 to in the 605 now and I was able to take my time pay back what I can as I can when I can on time at a low low low rate it helps me have zero stress about making my payments and gives me a peace of mind knowing I’m helping build my credit up in the mean time. Thank you self!!!

Credit Score was hurt more than helped - STAY AWAY I started using Self Lender back in 2020. After completing my one-year account, I signed up for another 2 year account. The original account closed and my credit score dropped 34 points - 4 points below where it had been when I started the program. When I called their customer service, I was told that they couldn’t do anything to help. After seeing this, I was afraid that, after the two year period, my credit score would take an even bigger hit, so I cancelled the program altogether. 8 months later, the account finally closed and in one day, my score dropped 64 points. I feel incredibly disappointed with my experience.

I absolutely love SELF my credit had… I absolutely love SELF my credit had went from bad to good. At first I was a little scared because I’ve never had a credit card, building with self has taught me so much.