Had higher expectations, time will tell… The good: The process was easy & quick (funds took less than a week to post to my CC). No credit check and your Gauss balance doesn't show on your credit history. The bad: After much research & based on my FICO & income, I thought I would be approved for a higher amount than $5k. My goal was to pay off at least 2 cards and a portion of a third. This way I would only have 2 monthly payments. The $5k only covered a portion of one card, so now I have 4 monthly payments. Not sure who qualifies for the full $25k or how long it takes to get it increased; so we'll see what happens & whether it was worth it. The ugly: none to report.

Extremely Poor Credit, Extremely Good Service My credit situation is extremely poor, which might account for this first part; I was approved at 1% of my original requested amount. Since using this service I’ve paid three separate credit cards with it, without any problems. Payments to the credit cards takes roughly 3-4 business days, and paying off the Gauss Line of Credit takes about the same time. I’ve turned over this very small line three times now in my first three weeks, with hopes of an increased line of credit available soon, in which case this service would become an absolute powerhouse for my financial goals. It would save me roughly $300/month in interest fees alone.

Charged me out of the date accordingly… Charged me out of the date accordingly to the contract. Charging me twice. Customer service tells me somuand never happened !!

So far the process has been super easy So far the process has been super easy. I just started the account so I will let you know how it goes!

It's great It's great! I used the web app, it had some glitches, but works and I got my balances moved, so all good. Can recommend.