It's great It's great! I used the web app, it had some glitches, but works and I got my balances moved, so all good. Can recommend.

Had higher expectations, time will tell… The good: The process was easy & quick (funds took less than a week to post to my CC). No credit check and your Gauss balance doesn't show on your credit history. The bad: After much research & based on my FICO & income, I thought I would be approved for a higher amount than $5k. My goal was to pay off at least 2 cards and a portion of a third. This way I would only have 2 monthly payments. The $5k only covered a portion of one card, so now I have 4 monthly payments. Not sure who qualifies for the full $25k or how long it takes to get it increased; so we'll see what happens & whether it was worth it. The ugly: none to report.

Quick helpful service and giving me… Quick helpful service and giving me freedom from overwhelming debt.

From 27% apr to 15% on $7.5k balance… From 27% apr to 15% on $7.5k balance and took less than 10 minutes. Just wow! Hope you will add apple card in future, thanks for your product anyways.