I have a story to tell I have a story to tell - My name is Richard Neville and I am a CPA and my wife and I live 6 months in Ottawa, Ontario, Canada and during the Winter we live in Sarasota County, Florida, in a gated community, where we play golf 3 times a week. I am 77 years old. Since the age of 22, when I received my CA ( Now a CPA ), I have been paying for a $250,000 term life insurance policy with Manulife Insurance. Until the age of 55, the premium was very reasonable. Now it is approximately $1,000.00 per month. That is ridiculous and what is clear is that Manulife just wants me to drop the policy ASAP. SO......I wanted to sell my life term policy and convert it to cash. Therefore, I called Ovid Life Insurance and was put in contact with Darren May. I have now spoken to Darren a couple of times. He has been more than helpful in explaining exactly what " Selling One's Life Insurance " means and what are the steps to go about it. That being said, Darren has informed ,e that after a little bit of research, unfortunately. Ovid Insurance cannot do business in Ontario, Canada. I just wanted to say that although that information is not what I was expecting to hear, I do want to " Thank " Darren for ALL the great advice/knowledge he shared with me. THANK YOU VERY MUCH DARREN. To his management team.....in my opinion, he is an asset to be retained within your ranks. Richard Neville (613) 513 - 5563

Excellent Service: Dan Winegrad and his team were… Dan Winegrad and his team were terrific! They led me with professionalism and courtesy during every step of the way while buying my life insurance policy.

Don’t waste your time with these… Don’t waste your time with these people. All dealing with them did was cost me an additional $267 premium when I would have been letting it lapse. They should have been able to tell they were not going to make an offer within a week instead of taking over a month; Especially since they had dealt with my insurance company before. Save yourself the hassle and just move on.

Dan provided exceptional service Dan provided exceptional service. He always said what he would do and then did what he said. Very proactive in his communication and professional through and through.

Geoff and the Voya experience - rated PG13 Geoff pursued this for me as if it was his one and only priority. I know he has many different clients he assists on a daily basis, but I always felt that he gave this his personal attention. When I would call it would be “Hey Dave”, NOT oh uh Hi, can I get your birth date, policy number, or some other info where it would make you feel like ‘just a number’. You, (I) was his most important client is how he handled all my ridiculous issues with Voya. He hung in there till the bitter end. That is meant in a good way, not a bad way. I greatly appreciate all of his efforts and time with this. Thank you. PS the date of experience is todays date, but he has been working on this since May of last year.