5 stars for the whole process with Lower Lower and Jared Derosa exceeded all my expectations. The whole process was 5 stars, couldn’t be happier!

Easiest refi ever Did all communication through text message. Signed all documents through an online portal. Easy. Loan just moved into processing phase. Everything is moving very quickly. Did a Heloc with them last year, combining everything into one mortgage now.

Smoothest Lending Process Ever! My wife and I recently utilized Nick and his team for a cash out refinance. From the moment we were connected with Nick, he was able to provide us with some great "think outside of the box" solutions that we were able to utilize. Nick is also incredibly responsive to all questions and never left us hanging throughout the entire process. The underwriting process was incredibly smooth as well. Overall, we would absolutely recommend Nick for your all your home lending needs.

Never heard back sounds great until you fill and application out, you speak with someone that says they will contact you back in 30 minutes with numbers but never hear anything. Sent text and called. Legally you have to supply certain docs with an application so I will be reporting you!

The lower loan advisor and his team The lower loan advisor and his team, made it easy for me to process my application with ease and trusting them with all my important. I surely recommend this team with my friends.