worth the sacrifice! Honestly, it's been a pain in my ass every month to make these payments, BUT it's all for a good reason. They negotiated lower payments and interest rates on my cards and I no longer feel like I'm running in circles. I definitely needed someone to intervene for me because I was just going to keep using them after I paid them off. I'm on month 5 and can see the progress I'm making! :) it's definitely a sacrifice but worth it imo. Thank you! Also, just be sure at the beginning when they're negotiating things that you're still making the payments before they take over.

Excellent Experience Everyone was very helpful when I called and gave good advice. They helped me stay on track throughout the process. I would definitely recommend the program to anyone.

Debt consolidation The representative assisted me with great results and made payments more affordable and paying it off quicker. I really needed the help in this time due to high inflation and more bills paid out. Thank you for the assistance. I think this service will establish a debt free quicker results in the payment plan I am in Stephanie Brown

I consolidated my credit cards 2-1/2… I consolidated my credit cards 2-1/2 yrs ago to get rid of the debt. Automatic payments which I didn't have to worry about forgetting were withdrawn each month and dispersed to creditors without incurring more interest which allowed me to pay off sooner rather then never. Statements were sent out monthly thru my email so I could stay apprised of progress and I didn't have to worry about anything. Now debt free with credit cards.

A couple years agoAfter doing a lot of research. We didn’t want one of those companies that forced you to stop paying your credit cards, in the hopes that they would forgive the balances, instead this A couple years ago, my husband and I ran into some financial trouble. We tried our hardest to pay off our credit card debt, and it seems like anytime we got a little bit ahead, something would happen that would set us right back. We found CESI After doing a lot of research. We didn’t want one of those companies that forced you to stop paying your credit cards, in the hopes that they would forgive the balances, instead this company worked with us to help pay them down. I highly recommend anyone who is struggling to look into this. The agents are always helpful, and willing to help!