TransformCredit

Chicago, United States
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4.70
Based on 20 Reviews

5

90.00%

4

0.00%

3

5.00%

2

0.00%

1

5.00%
About TransformCredit

Transform Credit The US guarantor loan company that offers old-fashioned loans based on trust. Fast, flexible and straight forward. Borrow up to $7,000 with a guarantor within 24 hours. Comparison Rate 35.99% Decisions made by real people Transform Credit doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan. No Fees or Charges ever Transform Credit doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out. A cheaper way to borrow Our guarantor loans are around ¼ th of the interest rate of a payday loan and are proven to be one of the cheapest options for anyone borrowing $3,100 - $7,000 with bad credit. Paying off your guarantor loan We've thought of as many ways as possible for you to repay your guarantor loan. Montly repayments are made automatically by Direct Debit, but you can also pay by card over the phone at any time during office hours. Interest is calculated daily so you only pay for the time you have the loan. This means if you pay the loan off early, you pay less than the agreed amount as you stop paying interest on that money immediately. Join the thousands of customers who we have helped Transform their Credit today. Please note that we are currently only accepting applications from Georgia and Illinois (only the borrower needs to be a GA or IL resident). We are soon launching in other US states.

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Jay
GB

Transform Credit is very real and very legit. I had come across Transform Credit and at first I was skeptical about the process, but something told me to come back and really give them a good consideration. Once I was 100% i wanted to work with them, i made contact and they were very very helpful and in the end i did end up getting the maximum funding! The timing of my approval could not have been better. They literally did everything as promised and it is true about the funding happening in 24 hours. This may sound like an infomercial but they approved me when others didn't! Don't listen to anyone online saying "it's a scam" that's total bs. I don't believe those people are real nor actually applied. Think for yourself and go for it.

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Leslie
GB

I recently paid off my first loan with… I recently paid off my first loan with transform credit and soon after needed to take out another one. It was super fast and easy to get approved and paid out the money for the loan. They make it easy to understand what is happening during the process and get you paid out as quickly as possible.

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customer
GB

Very professional Very professional and fast approval! That helped in a difficult time.

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Gena Toler
GB

They helped me when nobody else would… They helped me when nobody else would because I don't have the best of credit but I did need a cosigner and that was fine. Just because someone has what you say as fine credit doesn't mean they're not going to pay their bills and because you gave me a chance I'm grateful. You are helping me to pay off all debts to help my credit build up which I'm grateful for and that helps my credit in the process. The man that I spoke with that helped me with this loan was extremely helpful and extremely nice the entire time. He explained everything in detail and helped me understand everything completely. He was not in a rushing way whatsoever while explaining which was helpful because I am disabled mentally. Thank you again for helping me get this loan I will pay it back in full! And I cannot wait for my credit to go back up. Thank you again!

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Lauren
GB

Excellent experience Excellent experience. The lady I spoke to, did an amazing job explaining everything & assisting with all of my questions! She was fantastic! I initially was nervous giving all my personal information up front ,but they need all of this info to provide you the loan. Communication was excellent via phone and text, she eased all my concerns and made me feel confident moving forward. Do yourself a favor and use TransformCredit it was the easiest loan I’ve ever received!!! The money was deposited the same day and my bank (Bank of America) cleared it by 3:00am the next morning! This took less than 19 hours! Highly,highly recommend! 5 stars!!

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