TransformCredit

Chicago, United States
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4.70
Based on 20 Reviews

5

90.00%

4

0.00%

3

5.00%

2

0.00%

1

5.00%
About TransformCredit

Transform Credit The US guarantor loan company that offers old-fashioned loans based on trust. Fast, flexible and straight forward. Borrow up to $7,000 with a guarantor within 24 hours. Comparison Rate 35.99% Decisions made by real people Transform Credit doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan. No Fees or Charges ever Transform Credit doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out. A cheaper way to borrow Our guarantor loans are around ¼ th of the interest rate of a payday loan and are proven to be one of the cheapest options for anyone borrowing $3,100 - $7,000 with bad credit. Paying off your guarantor loan We've thought of as many ways as possible for you to repay your guarantor loan. Montly repayments are made automatically by Direct Debit, but you can also pay by card over the phone at any time during office hours. Interest is calculated daily so you only pay for the time you have the loan. This means if you pay the loan off early, you pay less than the agreed amount as you stop paying interest on that money immediately. Join the thousands of customers who we have helped Transform their Credit today. Please note that we are currently only accepting applications from Georgia and Illinois (only the borrower needs to be a GA or IL resident). We are soon launching in other US states.

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Angela James
GB

I've been Transformed! I struggled to find a lender that would help me with a personal loan to clean up my credit card debt. The process was seamless and the pay out was expeditious. This has given me the financial freedom I needed to get my life and my credit back on track for one low monthly payment. I would highly recommend TransformCredit to friends and family.

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Amanda Wilke
GB

They helped me get a loan They helped me get a loan. Excellent customer service.

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Johnny Ruiz
GB

Getting back to Par. I just needed a little help to back in order personally. Life changes forced my to seek financial assistance and TransformCredit is the only company that approved me. Thank God I have people that trust me in a time of need. A cosigner was needed to get funded I was approved and should have funds within 48hrs. Thank you.

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Gena Toler
GB

They helped me when nobody else would… They helped me when nobody else would because I don't have the best of credit but I did need a cosigner and that was fine. Just because someone has what you say as fine credit doesn't mean they're not going to pay their bills and because you gave me a chance I'm grateful. You are helping me to pay off all debts to help my credit build up which I'm grateful for and that helps my credit in the process. The man that I spoke with that helped me with this loan was extremely helpful and extremely nice the entire time. He explained everything in detail and helped me understand everything completely. He was not in a rushing way whatsoever while explaining which was helpful because I am disabled mentally. Thank you again for helping me get this loan I will pay it back in full! And I cannot wait for my credit to go back up. Thank you again!

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customer.B.Ring
GB

It was fast 24 hrs funds was in my bank… It was fast 24 hrs funds was in my bank Actually great customer service and I hate taking to customer service. I highly recommend trying them. And my credit isn't so good but they gave me a loan.

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