Effectivecoverage

1809 Western Ave, 12203, Albany, United States
image
2.71
Based on 7 Reviews

5

42.86%

4

0.00%

3

0.00%

2

0.00%

1

57.14%
About Effectivecoverage

It all started with a spark. Our founder and CEO, Eric, lost everything in an apartment fire shortly after college. That experience was the catalyst for the creation of Effective Coverage, a digital insurance agency built to provide the ultimate insurance experience. Without a place to live and all of his possessions gone, Eric started to question why his insurance agent did not advise him to purchase renters insurance. And like that—from the ashes—education, trust, and excellence became the core values he built Effective Coverage on. It’s simple. Our goal each day at Effective Coverage is to educate and build trust with our customers. We do it by exceeding expectations and redefining the relationship that consumers have with their insurance provider.

Tags
Contact Info

You need to Login first to submit your review.

image
Kim McGuyer
GB

Justin was very friendly and helpful… Justin was very friendly and helpful with getting me a lower quote for my renters insurance.

image
Johnny
GB

Excellent! The Gentleman that helped me was very quick, and with no hesitation was extremely helpful and did the adjustments needed, and promptly emailed the new changed to me! I'm VERY HAPPY WITH MY SERVICE TODAY!! THANK YOU!!!

image
Ms. Thomas
GB

Be Prepared for Shenanigans and Charges I was charged for "not providing proof of liability coverage" for 3 months on my new rental property. I gained other coverage and provided it at the start of my lease. When I wrote and asked if they had received it, if it met the requirements, and if they had informed the property management company of this, they responded twice, the two emails being sent four minutes apart from the same email address, stating that the proof had been declined due to the additional interest section of the policy being wrong. Each listed a different way to list this, so they weren't even in agreement from the same department at this company! I responded with copies of their two disagreeing emails, the initial "you need renters liability insurance" email from my property management company, and the section of my signed lease that shows the how the property management company wants it entered, and that method is exactly how it appears in our insurance's Additional Insured section. I sent this all along to them a few minutes ago, CC'd my leasing agent, and telling him that I would be speaking with him soon. This whole scenario seems like a money grab. Oh, did I mention that they never mentioned UP FRONT that they thought there was a problem with the insurance policy? Nope. Not a word. I had to get fed up and send them a very succinctly worded email asking what the problem was. Now I have to send them their conflicting answers and show that their answers do not match the instructions in my lease from our property management company? This is RIDICULOUS!!! But since I love showing companies how ridiculous they are, I'm all in on this fight.

image
Chelsea Marie Stover
GB

company is no longer in business Pretty sure the company is no longer in business. You can't get insurance on their website and their phone number no longer works.

image
David Scott
GB

Knowledgeable, Helpful, Useful Tyler was very knowledgeable and helpful. I love the fact that your reps are not commission-based so that they can focus on getting the customer the right coverage. I didn't feel sold or pushed, just helped. That gives me confidence.

We may use cookies or any other tracking technologies when you visit our website, including any other media form, mobile website, or mobile application related or connected to help customize the Site and improve your experience. learn more

Allow