Beware of False Advertising & Debt Settlement Scam This “bank” falsely advertises pre-approved, 3-5% APR consolidation loans with no fees, closing costs, or prepayment penalties. These loans do not exist. These offers are intended to lure you into a “free consultation” where the company pushes a debt settlement package on you. Debt settlement is where you stop paying your bills to scare your creditors into thinking you won’t be able to pay in the hopes that they settle for less than you owe. It trashes your credit and might not work. Your creditors can still take your assets or garnish your wages and might end up in bankruptcy. And even if it does work, you have to pay taxes on the difference between what you paid and what you owed (including all the late fees and ballooning interest that accrues while you don’t pay). Basically, it’s a scam so don’t waste your time unless you are really in over your head with no way out except Debt Settlement or Bankruptcy.

The staff works very efficiently and… The staff works very efficiently and fast. They are great at providing only the best of the best service.

Union First Funding made the loan… Union First Funding made the loan process incredibly easy. I applied after receiving a notice in the mail and was surprised by how fast I got approved. The terms were exactly what I needed.

Madison made sure to get me the best… Madison made sure to get me the best loan rate possible. She was even able to get me way more than I had originally imagined.

Fantastic Fantastic. I got approved online and had a number of offers to choose from. Fast service, great offers and overall a very good experience.