Very easy process Very easy process, quick and professional

The company really helped me in my time… The company really helped me in my time of need. I don’t usually write reviews except that I was struggling with the high interest rates I had on my credit cards and was looking around for a loan I could get to lower the rates. When I found Union First Funding they walked me through the process and made it easy for me to navigate the process of getting my loan. The only reason I didn’t give 5 stars is that they wouldn’t let me negotiate a lower rate than 6.99 they helped me get. I was really hoping for zero interest.

They are NOT a loan company They are NOT a loan company. After telling us we don’t qualify for a loan, even with GREAT credit (no missed payments EVER), they tried to sell us on a debt “program” because we have a lot of credit card debt.

I'm noticing a pattern Much like other reviewers have indicated, this is a bait-and-switch operation. They ARE NOT a lending institution, their only intention is to push their own "consolidation" product. I had to find out the hard way, don't be like me. After taking all your personal information and soliciting "up to 60 lending partners" they claim not a single outfit was interested in offering a loan. They then proceed to quote your credit score at almost 100+ points below what you are. Either they don't have the actual score, or they rely on those trash estimation algorithms that are always wrong. It's a scare tactic for the ignorant and less informed to lure you into a mistake. They are shady liars and have no intentions of connecting you with anything close to the offer letter you receive in the mail. Run, run very far away.

Seems Fishy to Me I received a letter with an offer to pay off debt that included a code and a website to start the application. When I used the code I received a message of no offer available and that I should call. Seems a little suspicious to me, almost a bait and switch type situation.