Saul answered all my questions and… Saul answered all my questions and concerns, he was very kind and didn't judge me or make me feel less then deserving of his help. He was available to me ti answer any questions that popped up and addressed all of my concerns. Thank You Saul for helping me and giving me the opportunity to get my life on track again instead if just living in survival mode.

Honesty is the best way to learning how to get out of debt easier and faster My credit Manager went above and beyond. He took all the time I needed to help me and listened to my struggles and he went above and beyond to give me the best experience to get out of debt easier I will continue to support Payless. I would recommend Payless to anyone 3>

Saul Ramos an amazing Financial Consultant Saul was over the top he’s amazing never once did he make me feel bad about my poor decision making. He helped me understand what I was signing up for, provided excellent feedback, never once did he make me feel like my questions were stupid, down to earth and relatable. We need more Saul in the world!

So glad I made this decision! I am only a week into my plan with Payless USA, however, I can tell it was a very good decision! I was given a clear timeline of when my debts would be paid and I would have financial freedom! Danielle Villamor helped me with the enrollment process, and she has been beyond helpful, I appreciate her assistance and knowing she is with me throughout my steps to financial freedom!

PaylessUSA is NOT a Lender, but a Debt Consolidation Broker!! Nothing against debt consolidation brokers offering soothing relief to people going through debt challenges, but to send letters in the mail offering people sub-prime loans when they are not lenders at all, but debt counselors making commissions on every customer they 'help' is classic telemarketing boiler room bait and switch scamming at its finest and given they only incorporated earlier this year I have a feeling they know it too--RUN don't walk!!