Economic Justice Fund

1007 7th St Fl 4 Ste 416, 95814, Sacramento, United States
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4.80
Based on 20 Reviews

5

95.00%

4

0.00%

3

0.00%

2

0.00%

1

5.00%
About Economic Justice Fund

The Economic Justice Fund is a certified Community Development Financial Institution by the U.S. Department of the Treasury. We are a mission-driven lender dedicated to providing fair, affordable financing and free credit-building services to empower borrowers to realize their dreams. Our loans have low fixed rates, no application fees, no origination fees, no servicing fees, and no prepayment fees. We also offer flexible terms and underwriting to meet the needs of a wide range of borrowers.

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Tijah Sikes
GB

I absolutely love working with them I absolutely love working with them. They are patient and understanding. They facilitate making your payments easy and work with you when you are unable. My bank account was hacked and now I am working to find a bank that will accept me until the investigation is cleared. They have been patient throughout this difficult process of identity theft.

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Drew G.
GB

I had high hopes, but instantly had issues. Sorry, this is a REAL review. I had high hopes, but instantly had issues. I do not see how these other people have such great reviews. The loan was not replied to in a timely manner. They lied about sending me an email on 04/16/2021, which I was able to confirm with Microsoft office/outlook support. They have their phone go directly to their voicemail. I only got an actual reply after I threatened to submit a complaint to the IRS. Even then it was all excuses about how their underwriting team dropped the ball and failed to perform basic steps most underwriting teams would perform. Causing me even more delays and in the end, having a denied application. *Edited because apparently, I cannot search google correctly* If you also have a shady interaction with this company, reach out to the IRS and submit a complaint. They take complaints very seriously. Especially if they are say targeting "veterans" and other "minorities". Update: Scott reached back out with this email response to me. "Below is clear evidence that your public statement was false and potentially slanderous to the Economic Justice Fund. We take these matters quite seriously. " As you can see, they are more worried about their review than actually helping someone who needs it. My response to him: I gave him my address if he wants to sue me otherwise, he should be helping me and worrying about the review later. This is just my opinion. In the end, if I would have been able to see the email and respond to it or their underwriting team reached out, we would not be in this situation.

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Raul Lapingcao
GB

Extremely quick and simple Great company. The staff are incredibly professional and knowledgeable at what they do. The application process was extremely fast and easy. Everything was done online. My loan was approved less than an hour on the same day. Scott Berman's authenticity and willingness to help are exceptional. I would definitely recommend them to friends.

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Carlos
GB

It was literally 72 hours after I had… It was literally 72 hours after I had submitted my information, when my funding took place. David called me 24 hours after I had submitted my information, asked me some questions that were important to my approval, and I got a chance to explain my situation, ; which is unusual in these times. I can honestly say you will get a FAIR chance to state your case here.

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Z.A.
GB

Renewed Hope Economic Justice Fund has helped me greatly. In December last year I had to buy a car and I had to use credit card funds. Since the credit cards rates are high, I wanted to get a loan to reduce the balance. I researched other lenders, and was finding the rates were also high and they were requesting imposible requirements for me, like a car title or a co-signer. Then I found EJF, I read about their commitment to help people, I read many testimonials of people they have assisted and I was very happy to find an organization I could believe in and trust. After sending all documents needed, the process of approval was fast and efficient! Thanks to them I am starting this year with renewed hope.

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