Economic Justice Fund

1007 7th St Fl 4 Ste 416, 95814, Sacramento, United States
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4.80
Based on 20 Reviews

5

95.00%

4

0.00%

3

0.00%

2

0.00%

1

5.00%
About Economic Justice Fund

The Economic Justice Fund is a certified Community Development Financial Institution by the U.S. Department of the Treasury. We are a mission-driven lender dedicated to providing fair, affordable financing and free credit-building services to empower borrowers to realize their dreams. Our loans have low fixed rates, no application fees, no origination fees, no servicing fees, and no prepayment fees. We also offer flexible terms and underwriting to meet the needs of a wide range of borrowers.

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Z.A.
GB

Renewed Hope Economic Justice Fund has helped me greatly. In December last year I had to buy a car and I had to use credit card funds. Since the credit cards rates are high, I wanted to get a loan to reduce the balance. I researched other lenders, and was finding the rates were also high and they were requesting imposible requirements for me, like a car title or a co-signer. Then I found EJF, I read about their commitment to help people, I read many testimonials of people they have assisted and I was very happy to find an organization I could believe in and trust. After sending all documents needed, the process of approval was fast and efficient! Thanks to them I am starting this year with renewed hope.

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Leesandra Diaz
GB

Highly Recommend! Im so glad I came across Economic Justice Fund! I was running out of options but I decided to submit an application with them for an emergency situation. I spoke with David who was very helpful, kind, and efficient and kept me updated every step of the way. After receiving many denials from different companies Economic Justice Fund was able to help me out with the extra cash needed. The best part is, the monthly payment fits my budget perfectly and a low APR. Im very grateful. Literally saved my life. If I can give 10 stars I would. Thank you.

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customer
GB

Economic Justice Fund EJF, is always helping to help me meet my financial goals

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R. Laps
GB

Excellent Service From the very first day, I was truly impressed with how professionally handled my loan application with Economic Justice Fund. The staff was very quick to respond about loan queries and willing to explain things until the client is fully satisfied. I also feel blessed to know Scott Berman, loan officer. He took care of me when I needed financial assistance. He was very calm, patient and kind. He was tremendously responsive, extremely knowledgeable and professional. He even went out on his way to make sure that my needs were met. It was such a pleasure and an honor to be one of their clients, And I sincerely recommend them to those in need of financial help.

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Drew G.
GB

I had high hopes, but instantly had issues. Sorry, this is a REAL review. I had high hopes, but instantly had issues. I do not see how these other people have such great reviews. The loan was not replied to in a timely manner. They lied about sending me an email on 04/16/2021, which I was able to confirm with Microsoft office/outlook support. They have their phone go directly to their voicemail. I only got an actual reply after I threatened to submit a complaint to the IRS. Even then it was all excuses about how their underwriting team dropped the ball and failed to perform basic steps most underwriting teams would perform. Causing me even more delays and in the end, having a denied application. *Edited because apparently, I cannot search google correctly* If you also have a shady interaction with this company, reach out to the IRS and submit a complaint. They take complaints very seriously. Especially if they are say targeting "veterans" and other "minorities". Update: Scott reached back out with this email response to me. "Below is clear evidence that your public statement was false and potentially slanderous to the Economic Justice Fund. We take these matters quite seriously. " As you can see, they are more worried about their review than actually helping someone who needs it. My response to him: I gave him my address if he wants to sue me otherwise, he should be helping me and worrying about the review later. This is just my opinion. In the end, if I would have been able to see the email and respond to it or their underwriting team reached out, we would not be in this situation.

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