This has been the worst nightmare come… This has been the worst nightmare come true. I transferred all of my money to this online bank and deposited a check from my company. They will not let me transfer any money out, I am unable to use my debit card and they are going to freeze my account by the end of the day, although it may as well be frozen already. DON’T USE THIS BANK FOR YOUR BUSINESS!

So far, so good! So far, so good. I use Relay as my primary bank for my small company. They are responsive and provide good follow-up. Thank you, Brendan, for your support with my inquiries. I would recommend this bank for small businesses like mine - primarily if you work with international clients.

The best business banking The best business banking. All online. Really quick to set up and account and then even faster to add additional accounts after the first. The best part is all of the sub accounts you can have to really organize your spending. Also no minimums necessary which freed up over $20k from other accounts that had high minimums

Relay is GREAT! I have been using Relay for my business checking accounts for a few years now. Recently added a couple savings accounts as well. Relay is very easy to use, adding new accounts/cards/etc is fast and simple, and customer service has consistently been there when I needed them. They continue to update and improve their services, and I will continue to use them for my business checking/saving account needs. Thank you Relay team!

Dangerous and Out of Control Company I liked this Fintech mainly for the low fees and because it's easy to open and handle. UNTIL they decided to close ALL of my accounts even of affiliated companies and owned by different PEOPLE by the next day, tomorrow. Just because their "banking partner" the little and pathetic Thread Bank thought we were in the crypto currency business, which isn't even true. It was more a misunderstanding and not entirely unjustified, which I tried to explain. But try to explain things to pathetic bureaucrats. It's fine if you don't want to have anything to do with crypto, but please let me know ahead of time, especially if you are going to overreact like that. Overreacting like that has nothing to do with business in good faith and being literally scared of crypto is the reflection of a backward mindset and small mindedness. You may not have anything to do with crytpo, but make a small mistake or a little misunderstanding and they will close you down without mercy, as the other bad comments also stipulate. Avoid this company like the plague, the risk is just too high. It's good until it's absolutely horrible. Even big banks, it's mostly just bad, but never like this.