Happy Overall for What They've Done; Definite Improvement I've been a client with EZ Choice since March of last year after having researched a number of credit repair companies. Manny and I spent a couple of hours on the phone in my initial consultation, which surprised me because I figured he'd prefer to focus on enrolling other people in his company's services. He was pleasant, candid and was happy to answer my questions and concerns. That was a shock to me. I left the phone call knowing I had made a wise choice. He and his team worked quickly to remove several negative items from my reports. I saw a marked increase in just a few months' time. I went from the mid-500s to nearly the mid-700s in about six or seven months. Seeing this, and keeping up with my paperwork as it would come in, kept me excited. Things evened out at the beginning of this year. I was thrilled with my new credit score, but I believe that my own efforts to be fiscally responsible hurt my overall score. I haven't been able to confirm that, but I know a couple of changes in recent months may have contributed to a lower number. In addition, TransUnion is now using a different scoring model, so that brought me down some. None of this has to do with the performance of the team at EZ Choice Financial. They've always been quick to get disputes out and update me via email. I will say that I don't necessarily know that I'm more knowledgeable about credit use, credit in general, credit scoring or the credit industry at large. I was hoping to become wiser as this went on. There is information available on their website and the opportunity to speak to someone weekly about these things, but it's not really pushed. I do have more resolve and at one point could see myself financing a car or house at a great interest rate. With newer developments, I'm just going to have to put in more time to make sure my numbers stay where I want them. I've only had a couple of concerns in the time I've been a client, and they were handled quickly and professionally by Manny's team or by Manny himself. I agree with another reviewer that I wish I knew how they were disputing certain items because it does seem that after a certain point, it has been re-submissions for the same items that have been previously confirmed. Also, each bureau has different information reported to it, so my results (as best as I've been able to discern) are not uniform. I wish they were. That said, the major negative issues have been deleted/corrected. In conclusion, I am grateful for their help and am happy overall with the results they've provided in the timeframe the contract specifies. I would definitely use them in the future, though I would do it more for sprucing up than to get out of a dire situation like I was first in.

Waste of money. worst, waste of money. I have been working with them for 2 years but no good results. Manny mesmerizes before signing up saying he knows all things, once signed up , you will face the same problems I faced.

My credit score is the same or worse from when I started the program to when they stopped contacting me, after 6 months. They were good at first, my credit score jump up withing 2-3 months, but started going back down. There was never one consistent person who would contact me either by phone other email. Once program ended after the 6 months my credit score was back to were it was from the beginning or worse. I was told they still continue helping for 6 more month if score doesn't improve, I didn't see them do anything after I paid all that money for the first 6 months.

Very helpful Very good, nice and always remind of turning my papers in and always let me know thats thiers a change in my reports. I recommend them. Thanks again

Experience with EZ Choice OMG!!! My husband and I had a wonderful experience with the EZ Choice family. They was so helpful, always available, very polite, and answered all our questions regardless how they may sound. I just love the communication with them. They always provide us update regarding credit status and they cc our Lender as well. Just seeing several, I mean several items been deleted off our credit in the first 30 days.. Made us so excited.. We're so thankful.. Thank you Manny, Samantha, Amanda you guys ROCK!!!