I was in a bind and needed cash I was in a bind and needed cash for medical reasons. I looked at other companies but Q Credit lended me the amount needed and offered an extended pay plan. Although this loan is expensive, it is better than the alternatives. Their process was quick and efficient. Applied had my funds the next day. I would recommend them to any of my friends if they were in need of emergency funds.

I received a pre-approved letter in the … I received a pre-approved letter in the mail and applied on line. I was approved right away. There was a small hitch getting the bank verification, but someone from the verification department called my bank and verified that way. It was late in the day when the verification started, so I did not get my documents to sign until the next day. No biggy, as it was after 5:00pm. The following morning the funds were transferred into my account. The interest rates are rather high, but that's what happens when you don't have good credit. It was a quick and easy transition. Two thumbs up!!

Applying was easy interest rate are … Applying was easy interest rate are very high but paid off early ..but got into another problem needed to reapply but can't be working with Qcredit to fix the problem .. And have not resolve .been working on it for the month's now and tech support still. Has not fix issues..I've been having ...all and all they are a good company.. Just need to work on there website issues...when trying to reapply.

Watch out for Aimee and David I was contacted by an Aimee Smith and told I was approved for a $3K loan. At some point i was told due to my low credit score, they were going to make a small deposit by safe-deposit thereby needing my mobile banking login info to verify my account. At this point I was told to go to a Walmart and call back. A David Lewis, identifying himself as the Funding Manager instructed me to buy a Walmart Card in the amount deposited into my account. Then give him the Card Number and other info so he could retrieve the funds and upgrade my Credit Score. After complying with that, he told me the funds would be in my account within an hour! Never happened! The deposit he made bounced! I am out the $225 as I have to pay my bank now. These fiends are out there and their tel# begins with a 260 area code. Beware,!

Interest rates are too high Interest rates are too high. After getting approved for the loan, they started contacting me for documents they should have asked for before the loan was approved. The interest rates are way too high.