They are the worst finance company ever… They are the worst finance company ever once you get the financing through them they disappear, and they do not react when you need help I asked for a form over a month ago, which is required to register my vehicle in the state that I live in and they haven't signed it yet or even responded and when I call they don't respond and they put me on hold for long periods of time. If you want a company that you could trust and rely on, this is not the company for you find other financing options because they only look at you as a piece of paper and a number. As long as they get paid, they don't care that you cannot register the vehicle without the paperwork that they are required to sign for you to register it. They will still get their money, but you will not be able to drive the vehicle that you are paying for.

We are extremely happy with Balboa … We are extremely happy with Balboa Capital. Specifically, Steve Babor, without whom we would not have been able to secure several good size commercial accounts. His support, guidance and patience has been much appreciated. RKM Heating and Air Conditioning Riverside, CA

Excellent- Working with Balboa Capital… Excellent- Working with Balboa Capital has been such an ease! They were able to get our company funding in a timely manner. Our sales manager worked tirelessly to make sure everything went smoothly and quickly! Would recommend this company to anyone!

I was given a payoff quote and after… I was given a payoff quote and after our insurance company paid off the FULL amount owed, they still charged me a monthly charge. Then they wouldn't answer their phones, or respond to me. I had to call the manager Venecia who was aggressively rude, she explained that if she runs the amortization for our account, it will show that they took a loss and she will charge me MORE without my authorization... this is the most unethical financing company I have worked with. I also had to ask the manager to lower her voice multiple times.. BUYER BEWARE.

Poor company Totally agree with all of the one star review especially Dr carton. I am sorry, it happened to me too. They charge for insurance and unable to reach them to correct. They way overcharge with high interest a total scam. They pray on medical field.