Sucessful transaction We closed, consolidated debit and while there is an ultimate cost for the loan, we are saving substantially and improving our cash flow. Teaming with Smartbiz was seamless and they were able to quickly analyze and process our financials and find an appropriate financing product and move the loan process along.

Very nice people Very nice people. Chevy was great at explaining everything.

Chevy Heyman is my go to woman for any… Chevy Heyman is my go to woman for any loans I need. She always works at top speed and she understands my urgency always. She knows that I have little tolerance for time consuming chit chat or long processes and she gets me funded quickly. Though the cost to buy money is extreme, the quick service and rapid funding make up for it. Merchant Refi has been an extraordinary tool to keep my cash flow going.

easy to work with -

Smart and Understanding I’ve had many experiences with non-traditional lenders, and Merchant Refi stands out as the best. I had a unique financial situation, and they provided me with a solution that was customized for me in terms of time frame, frequency of payments and rate. Terry was especially helpful, providing me with valuable advice on the how the different options would work with my business. And their system was straightforward, fast and efficient – with every step easily understood. I’m glad I can turn directly to them in the future.