Best Customer Service & Advisory Paul and co. very obviously know what they are doing. I am a very skeptical person but CR provided transparent and clear direction that quelled even my hyper-vigilance. I will be referring Certified Rate to everyone I know if they want a seamless process that produces unbeatable rates within a quick timeline.

They beat all the other quotes and… They beat all the other quotes and competitors and gave me the best deal. Super easy and quick process and would highly recommend. I shopped around for a few weeks and they were very easy to work with.

Smooth and transparent re-financing I just re-financed with Certified Rate. It was a great experience working with them. It was very smooth and very transparent process. In this process I worked with Paul Giangrande, and he was very helpful throughout the process. Paul was always available, and he provided very useful information throughout the re-financing process. During process Pam also helped us, she was also very nice and quick in responses. Before re-financing I did a shop around, but I could not find better rate than what Certified Rate provided. More importantly, Paul was very honest upfront and he was very professional. I am really happy I worked with Paul and Pam.

I work in the mortgage industry and… I work in the mortgage industry and sought out the services of Certified Rate to get help with a HELOC I wasn't able to get on my own. The process was shockingly smooth and the terms were great. Certified Rate has a HELOC program that allowed me to cash out a lot more of my home's equity than my own lenders could.

Easiest Refi Ever Found Certified Rate and my loan officer Bryce helped me through the entire process. I got an incredible rate and although the documents required are massive, it was made as simple and quick as possible with Certified. Highly recommended for your next mortgage.