I am not a fan of the weekly pay back… I am not a fan of the weekly pay back loan, I think it's aggressive. However, the Idea Financial Team did a wonderful job of explaining the process and the reason behind the loans structure. Newer business, needed to consolidate, the money was in my account in less than 2 days. Business is business. Thank you guys.

The loan process was super quick and easy… The loan process was super quick and very easy. We had our money in our account with in a few days from beginning to closing paperwork. I would highly recommend using Idea Financials.

Idea Financial is an outstanding resource for small business lending We worked with Nicole at Bank of Cardiff to identify and package the best financing option for our small business, she set us up with Stephanie Valencia and the team at idea Financial. Things we like about Idea Financial include clear and reasonably concise loan contract, clearly defined loan terms, thorough interview process that helped us really zero in on key growth priorities, and the ongoing support from Stephanie and the team. For small business owners looking for growth financing, this is a great option.

You have to requalify every time you… You have to requalify every time you want to go get money, so in other words they don't give it to you when you need it only when you don't need it. They charge a fee EVERY time you take money as well as charge interest. Also the charge a higher interest rate than what was first quoted and most other companies, even with having great credit.

The financing was fast and easy The financing was fast and easy. The biggest short-coming was the interest rate nearly doubled over what was advertised in their marketing piece. I'm not sure why they did not put more emphasis on our stellar D&B and Credit Scores.