Worked just as described! Worked just as described. I signed up 90 days ago with 2 or 3 credit issues that I knew were resolvable, but I couldn’t figure out how to resolve them myself. I followed the directions provided by Credit Versio, and today, my credit score is 100-150 points higher, depending on the report. I’m very satisfied.

Horrible Horrible!! What a waste of time and money!! I paid for the membership from January-May 2023. 5 months of paying and sending letters. Not one thing was removed from my credit report, not even an inquiry. Only way to actively remove anything from your credit report is through consumer law; in which credit versio/smart credit does not offer!! Also, credit score is a whole different ballgame than your Fico score!! Beware before you spend your hard earned money!

Great product and integrity! This company, product and customer service are top notch! A high level of integrity through and through. I went one round with letters and the item came off right away with all three bureaus. I was very pleased! I spoke with someone in customer service, and he said there were a couple of small things that I could work at a little to see if they can be removed too. He did say that I have really good credit though. I am immensely happy with them and would tell anyone to use the service.

True Review It worked fairly well. It does not take everything off your credit but I also know that it’s not build to take 100% of everything off your credit. It did help get some derogatory marks off my credit report. Derogatory marks that can still show consistent records that you owe will stay on your credit report. Credit Versio specializes in getting negative accounts that aren’t keeping adequate records. When these accounts are sold off to different collection agencies, things are lost, companies have bad record keeping & organizing skills. Which versio helps remove those account when they can’t provide proper documentation to up hold their right to collect. So I definitely recommend. Super easy. Print, fill & sign, add a copy of your license, send & wait. I did up to round 2 of letters. I closed my account due to the 3rd letter not being necessary. 4 derogatory marks left. 1 soon to fall off and the rest I will deal with. My credit scale went from low 5’s to high 6’s across the board & Equifax at mid 700. I’m not a paid rater. I’m a real deal regular Joe that didn’t care about my credit until recently.

The platform is easy to use and the… The platform is easy to use and the educational aspect was very insightful with having no prior knowledge. It has its limitations however. I have went through now 5 rounds of disputes with certain accounts with no success, and I’ve had one collection removed. I would like another two and it seems again this program has limitations on where it can be helpful.