This is legit!! This is a godsend. It’s the only one you can trust, it’s a Non Profit. They are so kind and helpful. Initially I left off a couple creditors but have since added them into my program. Incredibly easy to use the app to check up and inquiries are always responded to. I’m really happy I finally took charge of my situation. I’ve already paid of 20% of my debt and the interest is no longer compounding! Thank you to everyone who works at InCharge.

Good Service Could Be Better InCharge provides a good service but I wish more of the specifics had been explained, such as the fact all the accounts would be canceled. This is very detrimental to a credit rating helped by years of credit history. I also feel the negotiated interest rates are too high. Most companies offer a 0% or very low interest rate if the full amount is going to be paid off & the account canceled. InCharge should be a better advocate for their clients & secure lower interest rates to make payoff quicker & easier.

In 2020 at the beginning of Covid my… In 2020 at the beginning of Covid my income in my industry collapsed. Working in the school systems of New York City my $20,000 contract which I filled would take nine months to be paid. I turn to Incharge and they have been wonderful! I have been able to get back on track, survive the economic craziness of the Covid impact on my finances, and I am halfway two completely paying off my credit card debt. This was done with respect, and everyone that I’ve worked with has been professional and friendly. Thank you Incharge.

InCharge is amazing InCharge is amazing, it's really help with paying off my credit cards. I was overwhelmed with everything and I was able to pay it off in 2-3 years. I am so excited to be debt free.

The quality of service was very good The quality of service was very good. including explaining the process and what would be most beneficial for me.