Thank you Karen York for calling me and… Thank you Karen York for calling me and helping me set up everything I needed. Thanks for explaining everything I needed to know. I’m grateful for everything you have done. Vicki Mull

Nice and friendly team Nice and friendly team, always willing to help. They kinda became family after 5 years!

Great Experience Every person I have worked with over the phone at AFS has been great. Any time I called to make an extra payment, they would be genuinely excited for me. They must have a great company culture and have a team of individuals who actually care about helping people. They negotiated a payment plan for 6 years at half the normal interest rate for my 2 credit cards. I was able to pay it off in 3.5 years. Highly recommend using this company.

Very trustworthy and helpful They had been very helpful in getting me to my goal of financial stability and getting rid of debt. They have been there for me for years as I slowly but surely followed the plan and successfully completed the program.

I can’t believe my debt is paid. I remember in 2020 I had this panic that I had so much debt and it was never going to be paid. Fast forward to today and it’s over!! It’s all repaid. I am so happy with AFS, I called to move my payment a few times and they were always very nice and super accommodating. I recommend this 1000 times over