Essential tool for merging finances I can't believe this hasn't existed before! A great tool to navigate the merging of finances. Love that I can keep my own personal accounts while sharing others w/ my partner. Friendly, helpful interactions w/ customer service.

A great money app, and more Zeta has empowered us to both put our money to maximum use and to talk more about what our money goals and stressors are. They really care about taking care of their customers, and helping users navigate their financial future together.

Worst customer service on the planet Worst customer service on the planet. These guys are straight criminals. Wait until you get a good amount of money in the account. They will lock the account and say they are reviewing and never respond. They don't respond to chat support or email. They have stolen all my funds months ago.

It's been exactly what we needed My partner and I have had a joint account here for 4 months now. We love being able to plan and budget using goals, as well as plan out all of our bills and let the app handle making sure the money is available for any bill that's coming up. We've tackled a lot of projects that would have been difficult to budget for elsewhere, thanks to built in budgeting tools. Debit cards work great, and ATM access isn't too shabby either.

Great first-time joint account experience As someone who recently became engaged and started pooling finances with my fiance, Zeta has been a great first-time joint account experience. We've been customers for about five months now, and I love being able to pay our rent by just mailing a check from our shared account rather than venmo-ing or quick-paying each other every month for half the amount. It's also been nice to see what we spend on our truly shared expenses, like groceries and utilities. Before, when we'd essentially switch off who paid for dinner, it was harder to see the full picture (and easier to justify spending more 😬). So far it's been helpful and unobtrusive; I'm very much looking forward to seeing how it evolves!