I love point I love point. I use it for all of my purchases and the rewards are fantastic. I have struggled with credit card debt in the past and point is the perfect solution to still receive rewards for my purchases while not getting into debt.

Please do not use this merchant for your merchant services. Please do not use this merchant for your processing - they fraudulently reopened a never accepted account and charged me monthly in a sneaky manner that my accountant didn’t notice. I’ve been paying them monthly for nothing. I’ve never used them because the fees were astronomical and we canceled the order. This was 3 years ago. I had a psi compliance come up in 2020 and they told me not to worry about it I didn’t have any accounts. Flash forward -now my accountant picked up on these magical fees hidden with very little information. I had to go back in my emails and it shows when we started down this path. I’m so grateful those were there. They are a fraud and steal from small businesses. I was promised a call and no one did and I called back to have someone tell me they are not refunding anything. They also didn’t cancel my accounts as promised. Now I’m being told I have to cancel separate which means I won’t be able to verify myself anymore and won’t be able to talk to anyone. Not like I can now. Thousands of dollars- I will be going to the is attorney general and I will be letting every business owner I know about this.

POINTS IS A BRILLIANT IDEA -

New Ways to Earn I've always been an avid debit card user because credit cards intimidate me a bit and I would always prefer to spend what I already have and not have to worry about repaying it or interest. But, debit cards just don't have the same perks as a credit card does. Then came Point. Point lets me spend the money I know that I have without extra charges and interest with all the perks of a credit card! It's nice to be able to add it to some of the subscription services I use and earn cashback points on it. It's like I'm earning on auto-pilot. A lot of the times, I forget what merchants I can get points from so I try to use my card often and when I get the little notification from the Point app, it's a nice little surprise. This card makes earning cashback easy and it's nice to know there are no hidden fees.