Fast Fast, easy, secure. Received my money the day after I applied. I researched Perch Loans before committing to the process and saw no red flags, so I followed through. I'm sure glad I did.

Tried paying off a loan Tried paying off a loan. Nothing on their website tells you that you can't use Chime or any thing like it to make payments. I tried 2 times through their automated system & kept getting transferred to a live Advance America agent (didn't know they were connected), didn't understand why until the agent told me they are sister companies. I spent over an hour & accomplished NOTHING.

I applied for a loan (pre-approved) and… I applied for a loan (pre-approved) and everything seemed okay. The loan agreement in place, the payment schedule set and I am ready to sign and there is a message that my loan was being received and they would contact me shortly.5 days later, not a word. Bogus.

Perch loans and advance america has… Perch loans and advance america has always came through for me. I understand that the interest rates can be on the higher side, but these loans are truthfully meant if you need an approval fast and money fast. If you want to avoid the interest charges pay off quicker! That is what I always do . I was able to pay of some small balance credit cards to help my score back up. The ironic part although they don't report good payment history to the credit bureaus it works out for me because now it shows I don't have any debt when I did pay those credit cards. Sometimes having too many loans can reflect negative on your credit report which is why I chose this loan so that I could pay off my credit cards and then pay this loan off with my next few paycheck, because again I make bigger payments and pay off quickly.

Great company I received an online offer from a company associated with Perch loans.They offered me an interest rate less than half of what I had paid at that business. I filled an application,was approved and had my money from Perch loans in less than 24 hours.very satisfied..thank you.