Credex Auto Title Loans

13031 SW 88th St, 33186, Miami, United States
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3.85
Based on 20 Reviews

5

70.00%

4

0.00%

3

0.00%

2

5.00%

1

25.00%
About Credex Auto Title Loans

As a leading provider of car title loans in Florida, Credex has served residents in the areas of Miami-Dade, Broward, and West Palm Beach counties for over 18 years. If you are looking for a fast way to get cash, we have you covered with our easy auto title loans. Some of the benefits of choosing us include no credit check, flexible loan range from $750 to $5,000, easy repayment options from 6 to 24 months, you can keep your car while serving the auto title loan, and many other benefits. Talk to us today to find out more about our convenient car title loans in Florida.

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customer
GB

Credex is amazing Credex is amazing! I had some past due bills that I needed to pay and I reached out to them to see if I could get a loan, it was so easy and Allison was extremely helpful, by far this is the best company I ever got a loan from. They are so helpful and Allison is Gorgeous. Ask for her she will definitely get you approved! Thanks Credex

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Erin Sweeney
GB

Allison Montalvan helped me today with… Allison Montalvan helped me today with my loan! She was very pleasant and helpful! I’m very greatful I was able to get approved for my loan today and would recommend that anyone needing help come to the Oakland Park location of Credex and see Allison!

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customer
GB

Allison Montalvan isss beyond Amazin!!!!!! Thank GOD for her!!!!! Her attitude is priceless This company was amazing from the… This company was amazing from the start! Very easy to deal with. Everyone was friendly, helpful, and communicated everything clearly. I changed my appointment a few times and they still worked with me without any problems. Allison really worked with me to make this loan happen!!!! Highly recommend!

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customers
GB

Allison Montalvan was very professional… Allison Montalvan was very professional and super helpful. The help she gave us was super appreciative. She should be rewarded for her great work .lunch or a gift card is the least you guys can do with all the hard work she puts in.

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Courtney
GB

These people are predatory These people are predatory! I had a late payment with the Credex location in Tampa which cost me a ridiculous amount of money and I nearly lost my car. Just 3-months ago I initiated a $1200 title loan; using my paid off car as collateral. They seemed so nice initially and presented the offering as being fair and flexible.A short time later, I fell on harder times, which I communicated it to Credex, after unexpectedly being laid off from my job of over 5-years. I called in and apologized for the late payment and told the agent that I planned on fully paying off my loan early, as soon as my severance check arrived; which may take a few weeks. They assured me it was ok and notated my account. Despite never getting any calls, emails or mailed warnings, Credex instructed Action Towing of Tampa to come and repossess my vehicle from my private gated property early yesterday morning. I was shocked they could take the entire car when this involved this tiny loan representing a fraction of the cars resale value. My car conservatively is 15 times what I owed. They claimed to have tried calling my phone but I had no records of any calls, texts or voicemails. Since I was not given any warning or other options; I had to borrow money, pay my entire loan balance; plus interest for a full year's APR of 30%, to fulfill my contract; and truly excessive towing costs; totaling nearly $2800 all-together. Remember I only borrowed a mere $1200 loan -3 months ago. That payment supposedly included $425 in repossession fees from Action Towing; to be paid to Credex altogether in advance, and I owed nothing at the time of pickup To Action Towing. I paid in full and was told by both Action Towing and Credex I was fully paid and to come get the car. However, when I arrived Action Towing they told me I still owed them $160 directly or I couldn't have my car. I guess this was for "additional storage fees" for 2 days since the car had been in lot for just over 24-hrs. I attempted to pay yesterday but action towing hadn't sent the fee paperwork to Credex in time for me to get the payoff amount, make the payment and get confirmation before they closed at 5PM. Action said they needed my receipt of full payment sent over by Credex before I could even get the lot address or be assigned a pick up appointment time. I questioned how the towing and storage could be well over the legal tow limits for Tampa as outlined in county statues /laws I looked up. The woman from Action towing said those laws don't apply to repossesion towing even though they are exactly the same work. I'm still investigating and getting legal advice to determine if that's true. Credex even made it especially hard to justmake the payment because Credex now refused to accept credit cards or debit cards from me on the computer or phone; and the only option provided was to go to Walmart and use money gram bill pay option with a requirement of paying in all cash only too. Keep in mind this was all without transportation to get there and required additional costs to Uber to bank, Walmart, and finally the 19-miles to get to the towing storage place where my car was taken, despite Action towing having a facility only 6-miles from my home. Now I can see this was intentional to make it hard for me to pay and hard to retrieve my property too... It seems they were more interested in keeping my car to auction it off and make a ton on a little loan. I bet id never see any money in excess of loan either; even though the cars value is so much higher. They can simply sell to a dealership they partner with at well below market value and both profit while taking from the poor! This is despicable! Why else refuse normal US legal tender and make the only resolution full payment in cash at walmart? Also why stick the poor with the most excessive fees?To expect the already struggling client who can't even come up with one payment; to swing all that, is ridiculous. They knew I had nothing until severance, unemployment or a new job came. I expect all 3 next week thank goodness! since I made the unlikely outrageous payoff happen thanks to family help; the screwed me once more for the additional $160 as a final money grab. They towed my car for a few miles and charged $585. If that isn't illegal; it should be! I'm notifying the consumer protection agency and BBB about both Credex and Action Towing. They prey on those experiencIng hard times economically. If it wasn't for my mother in law; I would have lost my only form of transportation over this ordeal. SCUM BAGS!!!

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