Sofi made things quick and easy when I… Sofi made things quick and easy when I went for the loan and terms was reasonable and not much paperwork needed to turn in and did not need a invitation code like some others want you to have before doing business.

I was literally drowning in credit card… I was literally drowning in credit card debt, interest rates had rose to over 30% even with my perfect payment history. With 54,000 hanging over my head, life seemed bleak. I’m 55 and my husband is retiring next year, if I didn’t get a handle on my debt our future was in trouble. SoFi made it easy to secure a loan to pay off all my debt, making one easy payment and saving over $250 a month on my minimum payments. Now I’m on a 5 year pay off plan and can refocus on enjoying life.

Great experience so far… thanks Taylor Swift! I heard about Sofi before and their good reviews. I also decided to take a chance on them because of Taylor Swift Disney+ concert being recorded at the Sofi Stadium in CA, yes this is truth. I applied for a personal loan to consolidate my debt. They quickly approved me and funded the loan in a matter of a couple of days. Their turnaround was above expectations. I also decided to move my baking needs to Sofi because I realize that Sofi is a more modern bank that aligns to us customers needs. Hoping to continue having a great experience with Sofi. Ramiro Gonzalez

Direct Deposit issues Direct Deposit issues, receiving the WRONG %, awful customer service. I opened up my account at the beginning of April with the intention of getting 4.6% with $5K deposit + $300 bonus by setting up direct deposit. The app, website and desktop versions are all so finicky. Took so many attempts to get my DD info to stick and submit. My work confirmed all the info was correct and set up 2nd week of April and to this day a month later my check gets mailed to me and my DD is still showing not set up. I keep getting ads / offers from Sofi to set up direct deposit….i reentered my info over 15 times. Called and spoke to multiple agents, couldn’t find my info, couldn’t tell me next steps, had no plan of resolving my issues, just talked in circles about other benefits that was UNRELATED. Refused to connect me to management. Now today, i get .32% deposited into my account and the chat agents keep disconnecting🤣 i am livid and ready to close my account.

Awful bank Awful bank, they don't let you deposit over 500 bucks so if you get paid 501 you can't put it in your bank. They take weeks to clear transfered money. Customer service for them is pointless they just say sorry we suck and can't do anything at all.