Helpful Lending

P.O. Box 246, 57339, Ft. Thompson, United States
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3.70
Based on 20 Reviews

5

60.00%

4

10.00%

3

0.00%

2

0.00%

1

30.00%
About Helpful Lending

Helpful Lending is an online installment lender offering loans up to $3,000 to eligible customers with a wide range of credit histories. We are focused on providing exceptional customer service and speedy access to cash. We feature live customer service 24x7, quick application decisions, up to 10 months to pay back your loan, free Same Day Funding on business days*, and a rewards program that provides access to larger loan amounts, lower fees, and longer terms. Helpful Lending, is a sovereign enterprise, economic development arm and instrumentality of, and wholly-owned and controlled by, the Crow Creek Sioux Tribe, a federally-recognized sovereign American Indian Tribe. *Please see the Helpful Lending website for details.

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Derek Blust
GB

Think before signing with this company If you are in need of help, think before signing with this company and look elsewhere. I had thought the interest wasnt so high (i looked elsewhere and chose helpful lending) but ended up with 450% APR. $2150 dollar loan and with interest, total cost is $7500. Would give zero stars so please look elsewhere and where ever you choose, make sure you know the interest.

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Dr. Joyce
GB

I think it is a form of old time usury I think it is a form of old time usury. I borrowed $800 and if I don’t pay off a lump sum before August (which I am) then I will have paid $4000+. Already, I’ve paid well over $1200. They state the terms are confirmed for full understanding, but this 69-year feels she got ripped off. I have asked the BBB and some attorneys to look into it and their interest bearing processes. Until then, I can honestly say NEVER AGAIN.

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Kay
GB

Getting another loan was quick and… Getting another loan was quick and easy. Also, I was provided "Red Carpet Customer Service."

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Jeff
GB

Paid off loan months ago We see that you continue to send unsolicited commercial bulk email as well, violating our CEASE and DESIST. If you wish to respond, you must do so via USPS First Class Mail as you were advised. You did not add me to the Do Not Call List as requested as you have called 23 times since November 24th. The calls are always at the same time of day, so you are clearly using an illegal auto dialer to call a cell phone. Which is costing me money per call and prohibited by Federal Law. Your permission to call was revoked effective November 24th, 2023. I am entitled to damages per Federal law as you continue to call a cell phone, costing me money. Please see the attached document for a list of call received from Helpful Lending. It clearly shows the calls are coming from you. I suggest you stop the calls and remove ALL phone numbers you have collected for me. While you may be owned by the "tribe" you are not immune from service or a lawsuit. Please contact us via USPS Mail to discuss a settlement and resolve this matter out of Court.

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Elizabeth Blancarte
GB

Very last resort and be wary If I could give no stars I would. I took out a 1500$ loan and the interest is through the roof. I have paid 581$ my first two payments together and have only taken 8$ off my principal. My next 375$ payment in only two weeks will be taking off 9$. After paying the first two payments I would still need to pay 1800 and some change to fully pay off my loan. I asked how much I would be paying if I paid it off in one or two months and they would not answer with the amount. They didn't were very hesitant to answer me and this is why. Very little interest if I pay it off quick my ass. It's not worth it unless they are literally the only place willing to give you a loan but even then you'll be paying THOUSANDS of dollars more than just your initial loan.They have you paying all your interest upfront before taking more than 10$ from your loan. I heard the outrageous amount of payments but I believed it would be an even amount each month taken from the initial loan. Nope. A credit union would be a lot better if you need to borrow easily. My car was almost the same questions as this loan with only a simple letter verifying my monthly income and an explanation for an old card. I was just wanting something quick without leaving my house after my dad had passed and I regret it so much. Don't make my mistake. Low weekly payments is a way to trick you into not thinking about the total amount you'll be paying in the end.

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