Merrick Bank

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4.55
Based on 20 Reviews

5

85.00%

4

5.00%

3

0.00%

2

0.00%

1

10.00%
About Merrick Bank

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.

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Jeanny T.
GB

Easy to apply for credit card Easy to apply for credit card, but difficult to see my current, up-to-date account balance because the system does not update my account as quickly as other banks. Usually other banks have post transactions within a few days, but Merrick will post in 5 days. Not a big complaint.

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LaTima Moore
GB

I have been with Merrick Bank for 10… I have been with Merrick Bank for 10 years. I have always paid on time as well as paid off my balance. I did not realize they did monthly fees even if you do NOT use your card. A $6 (six dollar) delinquent was placed on my credit report. Absolutely ridiculous. This is how you lose WONDERFUL clients. Needless to say, I closed my account with them.

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HERMIONE WELLS
GB

Faith is a wonderful friend. When no other Banking institution gave me a chance, Merrick Bank took the gamble and credited me $300.00 about five years ago. I will never use another card but Merrick Bank. Thank you.

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MICHAELA WHITEHEAD
GB

I really wish yall would take debit… I really wish yall would take debit cards. People who are on SSID don’t have banks. Our money come on them. Discriminating against the elderly and disabled, not taking their form of payment the only form of payment that they have.

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DENISE QUINN
GB

Satisfied Customer I have to say I am Very Happy with my Merrick Card. I like the online payments, versatility and the Customer Service. I have had one mishap and it was salved immediately. I am a happy with the card and I plan to remain with Merrick Bank as well as refer to family and friends

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