good concept but bad support good system and concept until they decided to erase me because they didn't want to work with belgian people anymore. I had privileges as I was part of the first members but they didn't want me to recreate a new account under my wife's name who is american (people who can still use their cards).

Denizen is great, hope to use for a long time! I found denizen through a friend of mine and it has been great! They ask for you to give your passport, SSN and EU Tax ID to get the whole account setup, which took about 10 mins. After I was approved, I received my debit in about 5 days. I deposited money into my account a few days later. Took about 3 days to show up, which was the same with my other bank. I used a transfer and ATM in Spain and no fees! This company seems great! I don’t know what the other review is really talking about? To me, they told me processing applications were slow and that’s ok, they are a new company and the CEO even called me with some questions I had. I like them!

Great I'm sorry to read negative reviews but the experiences often vary from person to person and from different situations, I'm totally satisfied with the services offered by Denizen and I think that at the moment is the best solution for those traveling especially outside U.E. and often uses currency other than the euro. I am a Founding Member and Denizen in addition to a change for me correct refund the various commissions that the banks apply during withdrawals. A few months ago, as someone remembered, has reclaimed 80 euros as a gift to have used the card, honestly I've never seen such a thing ...

Untrustworthy Denizen made big promises, but after signing up and using their banking service for several months, they send a notice saying that my account would be closed and my card revoked, because they are withdrawing their service in the Irish market. Doesn't just make them appear untrustworthy, but also fintech as a whole.

Great account to have Great account to have, especially for international travelers. Very easy to use and truly the first product of its kind.