Always a nice cushion to have Always a nice cushion to have, easy to use, friendly and helpful customer service line. Used several times, minimal problems

I was in a tough spot I was in a tough spot. My dog needed emergency surgery and Scratchpay came to the rescue! The application was extremely easy and as soon as I got accepted, the veterinary hospital applied the funds! Scratchpay saved my dog's life!

Thank you for helping me save my dog! Thank you for helping me save my dog!! The process was quick and easy. I appreciate you are there for those of us who don't have the astronomical amounts of money available the vets charge, but we need to help our fur babies. It's comforting knowing you are there to help us do that. Thank you!

Scratchpay is a blessing! Scratchpay is amazing, helped me 4 times for each pet I have for emergency appointment. Scratchpay give you peace of mind with affordable monthly payment plan with as little of $12 down payment, it's so easy to apply and never scared me to bring my pets in at any time they need

Overall it's a great resource! Overall I like using Scratch Pay for vet bills. I have 3 pups and it can get expensive. However, I was disappointed when my request for a plan was denied, due to a slight drop in my credit score. It didn't count that I had never missed a Scratch Pay payment.