The sales team sold me factoring The sales team sold me factoring, which is what I was looking for and specifically explained 3 times to two different people. After uploading docs, and Billd running my credit, I was then told that they don't provide the service that I was sold on. Terrible company

Excellent Product We’ve worked with Billd for the past two years and offer their products to our subcontractor customers as a flexible option for payment on occasion. Billd’s process is super easy, we get paid up front via ACH with clean communication so we can release materials to the jobsite quickly. Their supplier team has always easy to work with and responsive. These guys are no-nonsense outfit that know the industry well and look out for their customers.

Very excited to utilize the Bild services We are a $70M concrete sub doing multifamily and public work. I connected with Billd over the past few weeks and they have a unique and interesting approach to helping with the slow pay issue in construction. What I appreciate most is the fact that they really understand construction and how relationships work between the GC, sub and Supplier. We are looking forward to working with the Billd team more.

Contractors Beware 48% Interest Contractors and subcontractors, in the consumer market Billd products would be called predatory lending. The offer presented by Billd was at 48.61% APR for Accounts Receivable backed funding (this is funding secured by government invoices. i.e 100% chance of payment in 45-60 days.) Companies like Billd are a primary reason for the bankrupting of small businesses. Beware that to make a project profitable only on the gross profit (not accounting overhead and other expenses) the project must have over 50% markup. Yes, this is loansharking or predatory lending at best.

Finance partners who understand the subcontractor position Our partnership with Billd has proved very beneficial and promising for our cashflow needs. This team understands the unique and difficult place which subcontractors fall on the construction food chain. Billd also implements the needed security in order to make the financing process safe and clear. To top it all off, we have had nothing but pleasant, helpful interactions with the team!